Your college years present a unique opportunity to lay the foundation for a solid financial future. One tool that can help you develop good financial habits is a student credit card. By choosing the right student credit card and using it responsibly, you can start building a positive credit history, gain valuable financial skills, and enjoy various perks and rewards. Let’s explore some of the best student credit cards available so you can choose the one that best suits your needs and goals.
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Discover it® Student Cash BackThe Discover it® Student Cash Back credit card can be an excellent choice for students looking to build credit while earning rewards. This card offers 5% cash back on rotating categories that change every quarter, such as grocery stores, restaurants, and gas stations. Plus, it comes with an incredible perk: Discover will match all the cash back you've earned at the end of your first year as a cardholder, doubling your rewards.
Key features:
Tip: Keep an eye on the quarterly rotating categories and remember to activate them. And take advantage of the rotating categories by planning your purchases accordingly.
Learn more about Discover it® Student Cash Back. |
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Discover it® Student ChromeThe Discover it® Student Chrome credit card is another great option by Discover, but aimed at students who spend a lot of time behind the wheel or frequently eat at restaurants, as it allows them to earn bonus cash back on gas and restaurant purchases. This card also offers a cash back match at the end of your first year.
Key features:
Tip: Take advantage of the 2% cash back at gas stations and restaurants by using your card for these everyday expenses. And don’t forget to activate and maximize the cash back match.
Learn more about Discover it® Student Chrome. |
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Bank of America® Travel Rewards Credit Card for StudentsThe Bank of America® Travel Rewards for Students credit card can be a fantastic choice for students who love to travel or plan to study abroad. This card offers a simple and rewarding travel experience by granting no transaction fees on purchases made out of the country and allowing you to earn points on all purchases that can be redeemed for travel expenses.
Key features:
Tip: By using this card for everyday expenses you can accumulate points quickly and redeem them for flights, hotels, rental cars, and more. It's a great way to make your travels or studying abroad more affordable.
Learn more about Bank of America® Travel Rewards Credit Card for Students. |
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Capital One SavorOne Rewards for StudentsThe Capital One SavorOne Rewards for Students credit card can be the right choice for students with an active lifestyle. This card features generous cash back rewards on some popular student spending categories, from purchasing tickets for movies, concerts, and sporting events, to subscriptions for streaming services.
Key features:
Tip: Plan your outings and events accordingly to maximize the 3% cash back on dining and entertainment. Look for restaurants, concerts, movies, and other entertainment options that fall within the cash back category.
Learn more about Capital One SavorOne Rewards for Students. |
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Capital One Quicksilver Rewards for StudentsThe Capital One Quicksilver Student Cash Rewards credit card can be an ideal option for students looking for simplicity and convenience. This card is designed to provide straightforward cash back rewards to students. It offers unlimited 1.5% cash back on all purchases, and there are no transaction fees for purchases outside the United States.
Key features:
Tip: Given the unlimited 1.5% cash back on all purchases, consider making it your primary credit card for everyday spending without having to worry about rotating categories.
Learn more about Capital One Quicksilver Rewards for Students. |
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Bank of America® Customized Cash Rewards Credit Card for StudentsThe Bank of America® Customized Cash Rewards Credit Card for Students can be a great choice for students who want to earn cash back while enjoying flexibility. This card offers 3% cash back in a category of your choice, including gas, online shopping, dining, travel, drugstores, or home improvement/furnishings. You can change your choice category each month.
Key features:
Tip: Choose your preferred category wisely, based on your spending habits or needs, and keep an eye on BankAmeriDeals for additional savings opportunities.
Learn more about Bank of America® Customized Cash Rewards Credit Card for Students. |
Each of these student credit cards offers some unique features and benefits, so carefully consider which would be most beneficial for you before making a decision. No matter which one you choose, remember to use your credit card responsibly by paying off your balance in full each month, keeping track of your expenses, and staying within your budget.
Please note that all product details provided about the mentioned student credit cards were as of 6/16/2023 and may change at any time.
Financial stability is crucial during your college years. If you want to avoid financial setbacks while at college, don't overlook the importance of protecting your valuable belongings from unexpected events like accidental damage, theft, fire, flood, and other incidents that could seriously cost you.
A comprehensive policy from NSSI can provide coverage for your belongings when disasters strike, giving you financial protection and peace of mind.
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Whether you’re living on campus or studying abroad, NSSI has you covered! From spilling coffee all over your laptop to dropping your smart phone in the parking lot, you’re covered wherever you go. 
Did you know that NSSI covers more than just electronics? We cover everything from clothes to textbooks, even jewelry. So whether you accidentally flushed your great- grandmother’s ring or your roommate ran over that expensive business textbook, we’ve got you covered.
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