Community Colleges - Things You Need to Know
Community Colleges

Community colleges serve as accessible pathways to higher education for millions of students each year. Many choose community colleges for reasons such as affordability, flexibility, proximity to home, or the chance to explore different options before committing to a four-year institution. Whether you're a high school graduate wanting to continue your education or an adult considering going back to school, here's what you need to know about community colleges.

Community Colleges

What is a community college?

Community colleges are two-year educational institutions that offer associate degree programs, vocational training, and certificate programs in various fields. They play a vital role in expanding access to higher education for a diverse range of students, from recent high school graduates looking to enter the workforce directly or transfer to a four-year university to working adults pursuing career advancement or a new career path to individuals seeking skill development.

There are over 1,000 community colleges in the U.S., providing various educational opportunities in both academic and vocational disciplines. According to the U.S. Department of Education data, about 43.7% of all undergraduate students in the U.S. are enrolled in community colleges.

Is community college free?

Some community colleges have free tuition programs, but most require tuition payment. At the moment, over 30 states in the U.S. offer tuition-free community college for eligible students through special programs called first-dollar and last-dollar programs. These states include Arkansas, California, Georgia, Indiana, Washington and New York.

However, it's essential to recognize that free tuition doesn't mean free college, so you'll still need to pay for other expenses such as textbooks, supplies, transportation, or living costs. Additionally, eligibility for free tuition programs usually depends on factors such as residency status, income, academic performance, or participation in specific programs.

Community Colleges

How much does community college cost?

The cost of attending a community college varies from state to state, but it is generally much lower than tuition at four-year universities. The average tuition cost for public two-year in-state and community colleges is $3,501 annually. In contrast, the average tuition cost for public in-state four-year universities is $9,678 annually.

California is the least expensive state for community college students, with in-state tuition of $1,510. At the same time, South Dakota has the highest in-state tuition – $8,600, according to the Education Data Initiative report. Many community colleges also offer financial aid, scholarships, grants, and work-study programs to help offset costs.

Can you get a bachelor's degree at a community college?

While community colleges primarily offer associate degrees, some award four-year bachelor's degrees through baccalaureate programs in select fields. However, this practice is not widespread and varies by state. On the other hand, many community colleges have partnerships with four-year universities that allow students to transfer credits and continue their education. In other words, you can begin your academic journey at a community college, earn an associate degree, and then transfer credits to a four-year institution to pursue a bachelor's degree.

What are the benefits of attending a community college?

Attending a community college has numerous benefits, making it an attractive option for many students. Here are some of the key advantages:

Community Colleges

Affordability: Community colleges usually cost much less than four-year universities. Some community colleges even offer free tuition.

High acceptance rate: Community colleges typically have much higher acceptance rates than four-year universities. They often have open-door admissions policies or easier admission requirements, meaning they accept most students who apply.

Flexible scheduling: Community colleges offer flexible scheduling options, including evening, weekend, and online courses, making them perfect for those balancing work, family, and other commitments.

Small class sizes: Community colleges often have smaller class sizes (around 25 to 35 students), which can lead to more personalized support or attention from instructors.

Career readiness: Community colleges offer vocational and technical programs designed to equip students with practical skills and hands-on training, preparing them for specific careers.

Transfer opportunities: Many community colleges have transfer programs, so you can save significantly on tuition costs by attending a local community college before transferring to a university.

Do community colleges have dorms?

Most community colleges do not have dorms. According to the American Association of Community Colleges, about 28% of public community colleges provide on-campus housing, but only a small percentage of students choose this option. The reasons for this are simple: most students come from the local area and commute from their homes, study online, or are part-time students. However, many community colleges that don't have dorms offer support services to help students who need accommodation in finding affordable off-campus housing options.


Whatever college you choose, safeguarding your belongings with personal property insurance is a smart move. Whether living in a dorm, off-campus housing, or commuting from home, accidents and unexpected events can happen, leading to significant out-of-pocket expenses. With a policy from NSSI, you can protect your valuables, such as electronic devices, textbooks, sports equipment, and musical instruments, from accidental damage, theft, fire, flood, and other disasters. See all the benefits of NSSI Student Personal Property Insurance and get a free quote!