There are many benefits of having a pet in college. Pets are wonderful companions, and they can bring tremendous joy and comfort. However, owning a pet while at college also comes with many responsibilities and obligations, and it isn’t something to be taken lightly. If you plan to adopt a pet or bring your beloved dog or cat to college, you should weigh all the factors to see if this is the best option for you and your pet. Your housing, finances, and schedule as a college student are just some things you should consider when deciding whether or not your pet should join you on your college journey.
Are you allowed to have a pet in a dorm room?
If you plan to live on campus, whether you can bring a pet to a dorm room depends on the college and the pet. Most colleges do not allow pets like cats and dogs, but many allow fish, reptiles, or small caged animals like hamsters. However, pet-friendly colleges have strict rules and restrictions regarding pets, so don’t forget to read their pet policy carefully before moving in. It’s also worth noting that restrictions on pets do not apply to service animals or assistance animals.
Are you allowed to have a pet in an apartment?
Many apartments allow pets, including dogs and cats. So if you want to bring a dog or cat with you and your college is not pet-friendly, you may consider renting an apartment. Once you find a pet-friendly apartment, talk to your landlord to find out if there are additional fees for having a pet or some restrictions. For instance, some landlords allow cats but not dogs, some allow only small dogs or certain dog breeds, and some limit the number of pets you can have in the apartment.
Do you have enough space for a pet?
While looking for a pet-friendly college dorm or apartment, you must consider space when it comes to pets like dogs and cats. Of course, you may be okay with living in a small apartment or room. But, you’ll be out of your place most of the time, attending classes, participating in extracurricular activities, working a part-time job, or having fun with your friends, and your dog or cat will be spending a lot of time indoors. So, if you’re thinking about having a dog or cat in your apartment or room, make sure there is enough space for them to move freely.
Do you have enough time and money to take care of a pet?
College students often have busy schedules and tight budgets, so you must ensure you’ll have enough time and money to take proper care of your pet. At home, you’ve probably had help taking care of your dog or cat, but your pet is your responsibility at college. Dogs need to be taken out for a walk at least two or three times a day, and all pets need playtime and attention. Also, don’t underestimate the cost of owning a pet: food, toys, bath supplies, grooming, and vet bills - these things can quickly add up.
Is your roommate okay with you having a pet?
If you plan to live with a roommate or roommates, check with them to see if they are okay with you having a pet because this will undoubtedly affect them. Keep in mind that your roommate may be allergic to pets, may be afraid of the pet you want to bring in, or may not be comfortable living with a pet. So, to avoid any possible conflicts or unpleasant situations, it’s essential to talk to your roommate about this before bringing a pet into your shared apartment.
Should you get renters insurance if bringing a pet to college?
Another important thing you should consider is that pets can be unpredictable and mischievous, so it’s always a good idea to be prepared for the unexpected. For instance, imagine your dog bites a guest in your rented apartment or dorm room. You may be held liable for their injuries. Or your cat knocks your phone off the table and cracks the screen. You would have to pay hundreds of dollars to repair your valuable device.
NSSI renters insurance with the additional accidental damage coverage can provide the protection you need as a college student in case something like this happen.
So, if you decide to bring a pet into your rented apartment or dorm room – protect yourself and your things with NSSI Renters Insurance.
Whether you’re living on campus or studying abroad, NSSI has you covered! From spilling coffee all over your laptop to dropping your smart phone in the parking lot, you’re covered wherever you go. 
Did you know that NSSI covers more than just electronics? We cover everything from clothes to textbooks, even jewelry. So whether you accidentally flushed your great- grandmother’s ring or your roommate ran over that expensive business textbook, we’ve got you covered.
Do accidents seem to follow you wherever you go? Don’t worry, we can help! At NSSI we offer unlimited claims on damages to your personal property. Whether it’s a shattered laptop or a flattened smartphone, we’ve got you covered. 
Got a dog that lives to destroy furniture? With coverage from NSSI, you can protect your personal property and enjoy your furry friends too. Our plans includes coverage for accidental pet damage. 
