School’s been back in session for nearly a month and there’s no doubt that between studying and trying to maintain some semblance of a social life, it can become really difficult to find time to do much of anything during the school year! Needless to say, the last thing you want to spend your limited free time doing is thinking about how to protect your personal property, but unfortunately this is something you need to address.
Each year students go to school with, potentially, thousands of dollars’ worth of personal property, including valuable electronics. Whether you are in a school-provided dorm or on campus apartment, you will have a handful of people walking through your room on a daily basis, which puts your personal property at risk.
Take a look at the blog post below for ideas and tips to protecting your personal property when you’re away at college.
Tips
1. Keep valuables in a discreet location: One of the most important and simplest things you can do is to keep your most valuable items out of plain sight. As mentioned previously, you will have quite a few people who will walk through your room during a given day and if you have something valuable out on a desk or on a nightstand, there is nothing preventing someone from taking it with no resistance. While simply putting your property away doesn’t fully prevent someone from going through your items, it will definitely help curb the temptation of the person in your room.
2. Keep your room locked!: This should go without saying, but sometimes this can be easier said than done if you have a roommate. There is a decent chance you can be rooming with someone who might be more trusting of other people or not value the importance of keeping your room locked when you are away; I know this from personal experience.
3. Create passwords for all electronic devices: Many people already utilize this, but if you enable password logins for all iPads, laptops, etc. this can discourage theft. Without knowledge of the password for logging in, the items become useless to someone who is thinking about taking the device.
4. Purchase a small safe: This can seem over-protective, however if you own some expensive jewelry or an important family item this might not be a bad idea! Depending on the model, you can purchase these starting at just around $30! Definitely consider this as you look for a way to protect some of your more valuable items.
Consider renters insurance: Renters insurance can be a simple way to help you keep peace of mind as you go throughout the school year. Depending on the amount of coverage you request and what items you choose to protect, you can purchase a plan for just dollars’ a month! This is the best full-proof method for protecting your personal property from theft or damage.
Keep these tips in mind as you go through the school year! However, if you're looking for extra protection of your valuables and some added peace of mind, NSSI can help you out! We provide College Student Property Insurance for a number of items including electronic devices, clothing, computers, musical instruments, jewelry, bicycles, and more! We provide protection from financial loss against: theft, fire, natural disasters, vandalism, accidental damage, and power surge from lightning strike. Learn more and get a quote here!