The beginning of the fall season can be best outlined by 4 major characteristics.
1.) The beginning of the school year
2.) Cooler temperatures
3.) Pumpkin flavored EVERYTHING
4.) And yes... College football!
And as much as I could probably write 1000 posts on pumpkin flavored foods/drinks, we're going to take this time to talk about one of America's favorite pastimes, football. As college students, nothing provides much more pride than your school's football team.
For most of the bigger universities it's the driving force behind most of their revenue. In fact, during the 2014-2015, 28 athletic departments reported at least $100 million annually in revenue stemming directly from their football programs! 1 In addition, due to the influx of revenue from college football programs, you'll often see that same revenue being used across all other facets of the university, including academics.
See why college football is such a big deal? It's essentially the lifeblood of most major universities. With that said, for most college students nothing drives a larger frenzy than a Saturday in the fall. There's so much passion and excitement! But that same passion also presents a cautionary tale of property damage.
Let's start in 2002; the Ohio State Buckeyes completed an intense 14-9 victory over bitter rivals, the Michigan Wolverines. This win secured a National Championship game berth for the Buckeyes and set the whole university into a complete frenzy and it showed with the students' behavior postgame. Students rushed the field climbing on goal posts, swarming the players, and even getting the mace treatment from the multiple police officers, but that was nothing compared to the party that ensued on the campus streets after the game. Once the over 5,000 students got to the streets, they turned everything in their path into pile of rubble. Damages included: broken windshields, cars were rolled over, and roughly 107 fires were started as a result.2 The biggest victim of these fires? Couches. So sad!
Next in 2011, Penn State University students began a riot over the controversial dismissal of their beloved long-time head coach, Joe Paterno. The riot was said to have included more than 1,000 students from the university and included rock throwing, torn down light posts, and lighting fireworks towards police officers. Some of the students climbed on parked cars causing dents and damage to the vehicles. Of the 38 people charged in the rioting, 35 were Penn State students. This riot was said to have resulted in roughly $200,000 worth in damage costs, and included a destroyed TV news truck.3
And lastly one the more recent reports of massive rioting from a college came in 2014 after the West Virginia Mountaineers upset #22 ranked Baylor in a wild 41-27 win in Morgantown, West Virginia. Police arrived in riot gear, once the students began tearing down light posts and starting fires all over the campus. Luckily, crowds began to disperse once the police utilized tear gas. More than $45,000 worth of damage were incurred in this postgame celebration.
It's worth noting that this post in no way is trying to dampen the spirit of the upcoming college football season. Speaking for myself, this is one of the most exciting times of the calendar year! However, keep some of these stories in mind as you are considering personal property insurance going into this school year. So, if you're looking for extra protection, NSSI can help you out! We provide College Student Property Insurance for a number of items including electronic devices, clothing, computers, musical instruments, oh... and couches! We provide protection from financial loss against: theft, fire, natural disasters, vandalism, accidental damage, and power surge from lightning strike. Learn more and get a quote here!
Whether you’re living on campus or studying abroad, NSSI has you covered! From spilling coffee all over your laptop to dropping your smart phone in the parking lot, you’re covered wherever you go. 
Did you know that NSSI covers more than just electronics? We cover everything from clothes to textbooks, even jewelry. So whether you accidentally flushed your great- grandmother’s ring or your roommate ran over that expensive business textbook, we’ve got you covered.
Do accidents seem to follow you wherever you go? Don’t worry, we can help! At NSSI we offer unlimited claims on damages to your personal property. Whether it’s a shattered laptop or a flattened smartphone, we’ve got you covered. 
Got a dog that lives to destroy furniture? With coverage from NSSI, you can protect your personal property and enjoy your furry friends too. Our plans includes coverage for accidental pet damage. 
